Investment Analysis

At Athena Wealth Strategies, our investment philosophy is to use a process-driven, planning-centric approach customized for each of our clients.

As independent financial practitioners, we act as your objective guide to the array of investment options in the financial universe. We provide a fee-based approach and align our clients’ needs and goals with the investment strategy best suited to their individual situations. Our philosophy is to focus on long-term results and tailor your investments to your life and goals rather than to try to read the future and predict tomorrow’s next hot stock or sector. Your investments will not be a hobby or gamble but a long-term plan based around the goals and vision we carve out together.

When working with you, we use our process to:

• Identify goal-based objectives such as maintaining your current lifestyle, funding your retirement, purchasing a residence or vacation home, building up college savings, and charitable giving.
• Evaluate your current situation.
• Analyze your current progress towards those goals and the strengths and potential pitfalls of your existing investments.
• Determine the investment time horizon for each goal and whether investments match up with goals.
• Identify risk tolerance, and recognize flexibility and liquidity needs.
• Recommend a strategy on how to reposition wealth to match your goals with an investment program or a combination of investment programs that best fits you.
• Match your goals to the most tax-efficient way to save for them.
• Review investments and the investment plan.
  
  

Our toolbox of strategic alliances helps us coordinate the ideal platform to use. Depending on your situation and goals, we determine what investment strategy or strategies are right for you. We research and analyze the universe of available mutual funds, ETFs, active and passive management strategies, individually managed accounts, and specialized fixed income options. If there is a need for guaranteed lifetime income, we will coordinate this managed risk with lower-cost alternatives that offer more flexibility and liquidity. We want you to feel like you understand the choices we make together and serve as a resource and guide in navigating these decisions.

Our ongoing service to you is to keep a pulse on your plan by conducting periodic meetings to assess your evolving objectives. We will work with you to monitor your investments and your situation and to make sure you are headed towards the goals that matter to you.